My coworker bragged about paying off $30k in credit cards and I wanted to scream

She told me at lunch last Tuesday that she just used a balance transfer to a 0% card and paid minimums for 3 years. But she lives rent free in her parents basement and drives a car they bought her. Here I am working 50 hour weeks to pay down $8k in debt while also covering my own rent in Austin. Has anyone else had someone make their debt payoff sound easy when they had major help?

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1 Comment

ryanhayes4d ago

Fair's fair though - she's using what she's got. Plenty of people would kill to have parents who let them live rent free, but that's not her fault. She made a plan and stuck to it for three years. Sounds like she played the cards she was dealt better than most.