Just realized I've paid $3,100 in interest since last April and barely touched the balance

Hugo Stone · 2026-09-23T16:05:04.697044+00:00

I finally pulled up my statement on Sunday and did the math on my 2021 Santa Fe, and the interest alone is almost a whole extra car payment every 6 weeks. Has anyone actually gotten a credit union to refinance a car that's worth less than what's owed, or am I stuck until I pay it down?

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Just realized I've paid $3,100 in interest since last April and barely touched the balance | Car Payment Regret - Rigidtalk