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11h ago
inVent: My 401k advisor told me to stay the course and I lost $14k last quarter
Wait, is it really that common for advisors to just throw everyone into the same high-risk stuff no matter what? I used to think all planners had your best interest at heart, but after my brother lost 20k in a similar situation, I totally changed my tune. He was 52 and wanted low-risk growth, but his guy had him in aggressive tech funds that crashed hard. It's like they get paid to push whatever fund pays them the most, not what fits your actual timeline. Now I check my statements every quarter and ask blunt questions about why every single fund is there.
4d ago
inA guy at the trailhead said he did the whole Lost Coast in 4 days
Did you try just leaving the smartwatch at home for a week or two? I did that and it was brutal at first (I kept checking my empty wrist) but it totally reset my brain. Now I only look at pace once a mile or so, just to make sure I'm not completely bombing.
4d ago
inUnpopular opinion: I think manual drafting still beats CAD for certain jobs
Did you factor in the three hours of rage-quitting and restarting the computer into that CAD time? That's the hidden cost they never mention in the tutorials.
4d ago
inHot take: I spent $300 on a group trip with friends and it's making me rethink everything.
Been there, just set clear rules up front.
4d ago
inRemember when we used to mix mud by hand in a bucket?
Proper mud mixer is a total game changer, right?