@lunaw72 that's not quite right actually. It was tree roots mixed with clay, not stumps.

Dealing with seasoning requirements feels like that one rule that makes no sense but you gotta follow it anyway. Every time I think I've got a lender figured out they throw in some new hurdle that has nothing to do with the actual deal. Makes me wonder if they come up with this stuff just to weed out people who aren't serious.

Heard a friend who's a barber say they hit a similar number and realized they'd probably cut hair for someone who was at their own wedding and someone else's funeral in the same week. Kinda hit me that barbers and stylists are there for all of life's big moments without even knowing it.