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My credit union teller in Boise looked at my budget spreadsheet and asked why the grocery number was exactly $500 every single time
She said the round number meant I was guessing, not tracking, so I started logging every receipt for 60 days and found I was actually spending $720 a month on food, which explained why I kept floating my rent until payday.
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noah41519d ago
Track every dollar for 60 days, and that gap between guess and real will slap you awake.
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