Finally hit my $500 cash savings goal for emergencies

I used to keep my emergency fund in a separate bank account, but I'd dip into it online. Last month, I started putting $50 cash in an envelope every Friday. Just counted it and it's full. Seeing the actual money made me not want to touch it. Has anyone else found cash helps them save better?

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3 Comments

stella4996mo ago

My online banking app makes money feel fake, like grocery store monopoly cash. I tried the envelope thing once but my cat found it and I had to bribe her with the money to stop shredding my tax papers. Physical cash definitely makes you think twice before spending it.

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chen.james6mo ago

Totally get what you mean about money feeling fake now. I've noticed this weird thing where the easier it is to pay for something, the less real the cost feels. Swiping a card or tapping your phone just doesn't have the same mental weight as handing over actual bills. It makes spending way too easy and disconnected. Your cat story is the perfect example of how physical cash forces you to actually deal with the stuff, for better or worse.

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kai5645mo ago

Relate, my dog ate my budget once.

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