Vent: The difference between my before and after budget spreadsheet

Last year I was throwing $400 a month at credit card minimums and wondering why I never got ahead. After I finally sat down and tracked every single coffee run and takeout order for 3 months, I realized I was spending $180 a month on stuff I didn't even remember buying. Has anyone else had that moment where seeing the numbers made you feel sick but also gave you a kick in the pants?

2 comments

2 Comments

robertb306d ago

Threw $400 at minimums" - that's a car payment worth of interest you were burning.

jessica_dixon6d ago

But did that include the late fees too?