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Always figured the big bank would beat my credit union on a car loan, until I ran the actual numbers in Raleigh
Needed $18,000 for a used truck back in March. My credit union quoted 6.4% and I almost did not even call the big bank, figuring they would crush it. Turns out the bank wanted 9.1% plus a $250 loan fee and made me sit through 40 minutes of add-on pitches. The credit union lady in Raleigh printed everything in about 10 minutes with no fee at all. What made you finally switch to a credit union or did a bank actually win for you?
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rileyowens14d ago
A $250 loan fee? That is just robbery.
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