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PSA: I was totally wrong about brokers being too pushy
I had a terrible week trying to refinance through my bank, waiting on hold for 45 minutes each call just to be told the rate was non-negotiable. A broker I met in Denver got me a better deal in two days, and she actually explained the closing costs line by line. Anyone else have a bank process that just fell apart on them?
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wendyc535mo ago
That vanishing loan officer thing is so real. Makes you wonder if the good people at banks just get burned out and quit, leaving all the messy files behind.
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webb.blake6mo ago
That Denver broker story hits close to home. My local credit union was great for my first car loan, but they totally dropped the ball when I tried for a home equity line last year. The loan officer just... vanished for three weeks, no calls back. Ended up going with a broker my contractor recommended, and he had it sorted in a week. Sometimes the big places just don't have their stuff together.
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