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My own credit card statement convinced me to stop micromanaging my score

After obsessively checking Credit Karma for three years, I finally saw last month that keeping my utilization under 10% actually mattered less than just paying my full balance on time every cycle, and now I just auto-pay and check once a quarter.
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2 Comments
lunaw72
lunaw7213d ago
Didn't Clark Howard say something similar about autopay being the real key to good credit?
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patricia_hayes
auto-pay" and checking once a quarter? that's wild, i could never trust it that much.
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