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Snowball vs avalanche which actually works faster
I paid off $4,200 in credit card debt last year using the snowball method but my friend did $5,600 with avalanche in the same time. He says math wins every time but I needed those small wins to stay motivated. Which method do you think is better for someone starting with $15,000 in debt?
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leep338d ago
Understand what you mean about the small wins. I've been there myself and those little victories kept me going when the big picture felt overwhelming. The truth is whichever method gets you to actually pay it off is the right one for you, numbers are important but so is your mindset.
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