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My dad told me my budget spreadsheet was useless after 2 weeks of using it
He sat me down and said I was tracking every penny but not planning for any fun or emergencies. He pointed out I had no category for a night out or a car repair fund. So I added 'fun money' and a $50 monthly buffer for surprises. Has anyone else had a parent give them blunt feedback on their money habits that actually helped?
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mila_reed12d ago
Wait, don't you think having a strict budget for a few weeks is a smart way to really see where your money goes before you loosen it up? Your dad's advice makes sense for later, but tracking every penny first feels like the right starting point.
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the_stella12d agoMost Upvoted
Saw a money blog say track first, then budget later.
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