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PSA: My monthly spending on coffee and snacks dropped from about $180 to under $40 after I started leaving my cards at home and only carrying a $20 bill for the week.

I realized I was just tapping my phone without thinking at the cafe near my office, but now I physically see the money leave my wallet and it makes me pause and ask if I really need that third latte.
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gibson.seth
gibson.seth13d agoMost Upvoted
My car's gas light came on last week and I had to walk home because my twenty bucks was already a memory of two fancy coffees and a muffin. It was a pretty clear lesson in why my system is a mess. I'm basically just trading one dumb problem for another, forgetting that emergencies exist. The walk was good, though, my wallet felt lighter but my legs sure didn't.
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brown.nathan
But what happens when you need gas or something else unexpected?
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