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Dave Ramsey vs. The Money Guy show - one actually works for regular families
I've been in debt for basically my whole adult life and tried all the big programs. Dave Ramsey gets all the hype but his baby steps drove me NUTS. Stopping ALL retirement contributions to attack debt just felt WRONG with three kids and no safety net. Then I found The Money Guy show and their FOO method last March. They let me keep contributing 5% to my 401k while still paying down $12,000 in card debt. That psychological win of seeing retirement grow AND debt shrink kept me going. Dave's all or nothing approach almost made me quit twice. Has anyone else tried a middle path like the FOO instead of the full gazelle intensity?
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susan4244mo ago
Totally felt the same way, the FOO method kept me from quitting my debt plan too.
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juliagonzalez4mo ago
@susan424 that feeling of almost quitting is so real, the FOO really does anchor you when you're ready to give up.
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