Honestly, my credit score dropped like 8 points last year from a few hard pulls and it bounced right back in a couple months. @the_phoenix makes a fair point, but I feel like people stress way too much over a single inquiry. It's not a huge deal unless you're applying for a ton of stuff at once.

That's like saying all water is the same.

Right? That's the real deal right there.

Yeah, seeing it too driving cross-country... way less snow than even five years ago.

Yeah I used to think moving up was always the right move. Stories like that make me see it different now.