Ever notice how many companies keep trying to fix a broken product with a new update instead of just starting over? They're all in on that dead end.

Buddy of mine had a pine that looked perfect. His first cut, the whole trunk just split open like a zipper. Rotten straight through the middle.

Read that the card ripping was a gimmick too.

You're right it's only for Experian, but that's the score a lot of lenders check first for things like credit cards. Getting that one report up can still open doors... it helped me qualify for a better card when my other scores were lagging behind.

Money talks, and free stays walk.