Always ask if they can do a soft pull first to give you a ballpark rate! Hard inquiries should only come in once you pick a specific lender.

Ugh, supply chains are broken everywhere, @stella499.

Six months? That’s all the time a patch job buys you? Sounds like a total waste.

Every six-month lease starts with the same restless itch.

What was the actual damage report after gravity won the argument? Any broken tools or just a huge pile of tangled cords and scattered screws? There's always that one special bit or driver that disappears into another dimension when this happens. Did the whole shelf just nope out all at once, or was it a slow-motion tragedy?