Try asking the_ben, but free coffee for feedback is a long shot.

That part about the pro forma not budgeting for a tax hike... it's so true. It's like they always use the current tax bill and just hope. Do you add any kind of extra cushion in your model now, like a higher yearly expense growth rate, or do you try to guess what the city might actually do?

That "weeping white streaks" part is the worst. It's called efflorescence and it means the mix is holding way too much water. I've seen it turn a whole wall crusty like that overnight, especially with too much lime.

Yeah he totally did... I switched to charcoal last year and the flavor is just better.

My buddy at a steel yard timed his welding rig setup and saved ten minutes by color coding his leads. That visual cue stopped the morning fumble for the right cable. It seems like any repetitive task has a hidden time sink you can fix with a little tracking.