Yeah exactly, one of my buddies had this happen to them with their car lease of all things. They thought everything was fine, payments were on time, then came back after the lease ended and got hit with this wild fee for "excessive wear and tear" that they said was in the contract but nobody ever explained clearly. It ended up costing them like two thousand bucks and they had to fight it for months. That's why I always tell people now to actually read those documents or at least ask someone to walk through the fine print before signing anything. It sounds boring but it can save your wallet a whole lot of pain.